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Personal Finance News Releases
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(MoneyNewsWire.Net, March 05, 2016 ) Norway has a developed, well diversified, and stable financial system. The market for financial services is concentrated, with a handful of large banks controlling a significant market share. Product ownership rates are high for mortgages and current and savings accounts. Consumers are generally conservative in their choice of provider, with a bias towards providers they have an existing relationship with. The market should open up to new entrants in order to encourage greater competition within the sector.
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Key Findings
The banking sector in Norway is concentrated, with the top three providers accounting for 59% of main current accounts.
Norwegian consumers tend to choose providers on the basis of reputational factors and an existing relationship.
11% consumers in Norway have switched their accounts in the last 12 months, which is the highest in the region. However, it is still below the global average.
Norwegian savers are cautious, with around two-thirds saving to protect themselves against unforeseen events and over a third saving for financial investment.
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Table of Contents
CURRENT ACCOUNTS
SAVINGS ACCOUNTS
MORTGAGES
PERSONAL LOANS
BANK INFRASTRUCTURE & REGULATION
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