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(MoneyNewsWire.Net, November 20, 2014 ) Flat Rock, MI – The number of uninsured workers are expected to decrease this year, shares Frost & Remer, a company providing health insurance in Flat Rock. On 2010, more than a million Michiganders did not purchase health insurance, including the unemployed, self-employed, small business owners and young college students. While the state has created programs to ensure that families are covered with vital health benefits, there are still a demographic who choose not to obtain health insurance.
Everything will change with the now-implemented ObamaCare, reveals Frost & Remer. “Now that every adult is required to have health insurance, you want to get the best coverage for your money or pay the penalty.” In their website http://insurancebyfrost.com, the health insurance company shares the best ways to purchase a policy that suits one’s budget.
“There are several ways to lessen your health insurance expenses,” disclosed the company. “One thing is to discover the best quotes for your budget. Online platforms allow you to filter out different plans in one go, so make use of that.”
“Another thing is to pay out of pocket rather than choosing co-pays. In Michigan, co-pays can range up to $50 per doctor’s appointment. Instead of paying for things you would not use consistently, it may be better to shell out of pocket than letting it add up to your health insurance bill.”
Locally, deductible options are within $500 to $10,000 per annum. The higher the deductible, the lower one’s monthly premium will be.
“You also need to find the amount of co-insurance you’re comfortable with,” says Frost & Remer lastly. “This is the percentage of the amount of covered services when you have reached your periodical deductibles, usually from twenty to thirty percent of the next amount.”
Buying health insurance in Flat Rock is crucial not only to avoid penalties, but also to make sure one’s health is covered with a good policy. More benefits of a good health insurance can be found on http://www.youtube.com/watch?v=cP-7wIftn3s.
About Frost, Remer, and Mercure Financial Services, Inc.: Established In 1989 as an independent insurance agency serving the states Michigan, Ohio, Colorado, Georgia, Illinois, Minnesota, New York, Pennsylvania and Wisconsin with their primary focus on Southeast Michigan and Northern Ohio.
Their mission is to provide reliable insurance advice, quality service and honest claims advocacy at affordable pricing for individual, business and farm owners insurance needs by placing their clients’ insurance policies with insurance company partners that are well respected within the industry and are financially sound.
For more information about how they can help provide the right financial protection for you, visit http://www.InsuranceByFrost.com.
Frost and Remer Insurance
Jeff Frost, AAI
(734) 782-2411
JFrost.Frost03@InsureMail.net
Source: EmailWire.Com 
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